Smart With Points Podcast - Boost Your Miles & Points

In this episode, we break down the upcoming changes to Capital on Tap's free Avios plan, which will reduce the conversion rate from 10:10 to 10:8 starting June 4, 2025. Despite this 20% reduction, we explain why this still remains one of the best Avios-earning opportunities for UK business owners when compared to other cards with annual fees. We analyze whether upgrading to the Pro plan makes financial sense based on your spending patterns, and provide actionable advice for both existing customers and those considering applying for the card.

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