✈️ Capital on Tap's Exciting Update for Avios Collectors
Welcome to Smart With Points, the podcast where we dive into the world of travelling with miles and points. I'm your host, Jack, and today we're discussing some exciting news from Capital on Tap. If you're a business owner in the UK, you might be familiar with their business credit card, which is one of the best Avios-earning cards out there. Well, they're making a significant improvement to their refer-a-friend scheme that will particularly benefit Avios collectors. Instead of the current seventy-five pounds cashback applied to your statement, referrals will soon earn flexible rewards that can be converted to Avios points, gift cards, or traditional cashback. This change, set to roll out in the coming weeks, represents a strategic shift that aligns perfectly with what many business owners using the card are already doing – collecting Avios for their spending. Currently, when you refer a business colleague to Capital on Tap, both parties receive seventy-five pounds credited directly to their account once the new cardholder meets the spending requirements. While cashback is always appreciated, many of us who specifically chose Capital on Tap for its Avios-earning capabilities would prefer rewards in that currency. The updated program will allow you to choose your reward format: Avios points, likely around seven thousand five hundred Avios based on current conversion rates, gift cards for various retailers, or traditional cashback. This flexibility is a welcome improvement that lets you tailor the referral bonus to your specific goals, whether that's building your Avios balance for your next business class redemption or reducing your card costs. For those of us using Capital on Tap primarily as an Avios-earning vehicle, this update makes perfect sense. The card already offers one Avios per pound spent, now one point two five percent for pre-loading Pro users, and no foreign transaction fees. With the addition of Avios as a referral reward, the card becomes even more attractive for business owners looking to maximise their travel rewards. If you're planning to join Capital on Tap soon, you might consider maximising multiple business accounts. Remember that different business entities can each have their own Capital on Tap account, potentially multiplying your earning opportunities. You could also combine this with other earning strategies, such as using Curve to pay HMRC or leveraging the BA Shopping Portal for business purchases. Let's say you refer three business colleagues to Capital on Tap in the coming months. Under the new program, you could potentially earn twenty-two thousand five hundred Avios, assuming seven thousand five hundred per referral, just from these introductions. That's enough for a one-way business class flight within Europe on British Airways, or a significant contribution toward a longer premium cabin redemption. As someone who regularly uses Capital on Tap for business expenses, this update is a welcome change that better aligns with how I and many others use the card. The flexibility to choose between Avios, gift cards, or cashback demonstrates that Capital on Tap understands their customer base includes significant numbers of points enthusiasts. If you haven't yet tried Capital on Tap for your business, now might be the perfect time to consider it. With travel continuing to rebound in two thousand and twenty-five, having multiple avenues to earn Avios is more valuable than ever. Thanks for listening to this episode of Smart With Points. If you want to stay up to date with the latest points and miles strategies, be sure to subscribe to our podcast on all major platforms or visit our website at smartwithpoints.co.uk. Looking for the best award flights? Use AwardTravelFinder.com to search availability across Qatar Airways, British Airways, Cathay Pacific and more. Try it for free with our link in the shownotes.
